:root{--ink:#12202b;--muted:#5b6872;--brand:#0d5b7a;--accent:#e86f2d;--paper:#fff;--soft:#f2f7f9;--line:#dbe4e8;--max:1120px}
*{box-sizing:border-box}body{margin:0;font-family:Arial,Helvetica,sans-serif;color:var(--ink);line-height:1.62;background:#fff}
a{color:var(--brand)}.top{background:#0b2431;color:#fff;font-size:.92rem}.top .wrap{display:flex;justify-content:space-between;gap:20px;padding:8px 20px}
header{border-bottom:1px solid var(--line);background:#fff;position:sticky;top:0;z-index:5}.nav{max-width:var(--max);margin:auto;padding:14px 20px;display:flex;align-items:center;gap:24px}
.logo{font-weight:800;font-size:1.22rem;text-decoration:none;color:var(--ink)}.logo span{color:var(--accent)}nav{margin-left:auto;display:flex;gap:20px;align-items:center}nav a{text-decoration:none;color:var(--ink);font-weight:700;font-size:.94rem}
.call{display:inline-block;background:var(--accent);color:#fff!important;text-decoration:none;font-weight:800;padding:11px 16px;border-radius:8px}
.hero{background:linear-gradient(135deg,#eef7fa,#fff);border-bottom:1px solid var(--line)}.wrap{max-width:var(--max);margin:auto;padding:0 20px}.hero .wrap{padding-top:58px;padding-bottom:58px}
.eyebrow{text-transform:uppercase;letter-spacing:.08em;color:var(--brand);font-weight:800;font-size:.8rem}h1{font-size:clamp(2rem,5vw,3.6rem);line-height:1.08;margin:.25em 0}h2{font-size:1.65rem;line-height:1.2;margin-top:2rem}h3{line-height:1.25}
.lead{font-size:1.16rem;color:var(--muted);max-width:760px}.hero-actions{display:flex;gap:12px;flex-wrap:wrap;margin-top:24px}.secondary{display:inline-block;border:1px solid var(--brand);padding:10px 16px;border-radius:8px;text-decoration:none;font-weight:700}
main.wrap{padding-top:28px;padding-bottom:70px}.crumbs{font-size:.88rem;color:var(--muted);margin:10px 0 26px}.crumbs a{color:var(--muted)}
.grid{display:grid;grid-template-columns:repeat(3,1fr);gap:18px}.card{border:1px solid var(--line);border-radius:12px;padding:20px;background:#fff}.card h3{margin-top:0}.card a{font-weight:700}
.cta{background:#0b3446;color:#fff;padding:25px;border-radius:14px;margin:34px 0}.cta h2{margin-top:0}.cta a{color:#fff}
.note{background:var(--soft);border-left:4px solid var(--brand);padding:16px 18px;margin:22px 0}.two{display:grid;grid-template-columns:2fr 1fr;gap:32px}.side{background:var(--soft);padding:20px;border-radius:12px;height:max-content;position:sticky;top:90px}
footer{background:#0b2431;color:#dce7eb;padding:42px 0 90px}footer a{color:#fff}.footgrid{display:grid;grid-template-columns:2fr 1fr 1fr;gap:30px}.small{font-size:.86rem;color:#65747d}
.mobile-call{display:none}
@media(max-width:800px){nav a:not(.call){display:none}.grid,.two,.footgrid{grid-template-columns:1fr}.side{position:static}.top .wrap{display:block}.mobile-call{display:block;position:fixed;left:12px;right:12px;bottom:12px;z-index:10;text-align:center;background:var(--accent);color:#fff!important;text-decoration:none;font-weight:900;padding:14px;border-radius:10px;box-shadow:0 5px 25px #0004}footer{padding-bottom:100px}}